Where is Stirling Capital Services Ltd Based?
We are based in West London?
Who Manages My Money?
Good question. Here at Stirling Capital Services Ltd we understand that each client is unique with different levels of experience, knowledge and goals. Due to this we offer each new client one of three options:
a) Self- Managed: We can provide you with all the necessary information to manage your own account and we will give advice when requested and perform all administration duties. You will buy, sell and execute new trades at your own discretion. Investors who opt for our Self-Managed Account tend to be savvy, experienced people who want complete control of his or her trading decisions and executions and are comfortable with the risks of placing their own trades.
b) Fully Managed: We can fully manage your trading account for you, you’re fund manager will buy, sell and enter new trades on your behalf at their discretion and without your prior consent. You will be sent monthly statements and your fund manager will be in regular contact to appraise you of how your account is performing. We recommend this for our clients who either have no time or no experience/knowledge to manage their own account.
c) Broker Assisted: Your fund manager will be in regular contact with you, keeping you up to date with all the latest market moves and predictions, they will advise you on when our analysts recommend you should buy or sell and why and also keep you advised of any new opportunities that arise, but the final decision is always down to you.
We find this to be the most popular option with new clients, enabling them to learn as they earn!
What Happens If I Work Overseas And Often Move From One Country To Another?
We have a lot of clients in this situation and we are pleased to say it has no effect on their account at all. Your fund manager will stay in regular contact through either e-mail or telephone wherever you are in the world.
How Much Do I Have To Invest?
You can invest as much you like, however a typical first time client with Stirling Capital Services Ltd starts with an initial investment of between US$5 –15,000.
How Do I Fund My Account?
We find that a Telegraphic Transfer (T.T) is the best and most reliable way to fund your account. Your bank will give you all the necessary information on how to make T.T upon request.
How Much Customer Service Do Stirling Capital Services Ltd Offer?
Here at Stirling Capital Services Ltd we pride ourselves on the high level of customer service we offer to each and every one of our clients, from first time investors to large retail and institutional clients. Every month our customer services department will issue each and every client, via email, with a statement for their account and also any after sales services required. Also your fund manager here at Stirling Capital Services Ltd will be in contact as little or as often as you need. Some of our experienced clients require only a statement and a monthly call from their fund manager to keep them appraised on how their account is performing, while some of our first time traders feel more comfortable with a weekly call from their fund manager to walk them through how their account is performing and why.
Will My Investments Be Liable For Tax?
As Stirling Capital Services Ltd use offshore banking in Hong Kong and Singapore, the only time investors will be liable to local taxes on their investment gains is after monies is withdrawn from any offshore accounts, however our experts here at Stirling Capital Services will advise you the client, on how to time any such withdrawals so as to minimize the impact of any such taxes.
Please see our section on offshore services for more advantages.
How Do I Withdraw Any Profits I Make From My Account?
Once your investment is matured, you can make a withdrawal from your account wherever you are in the world, in any currency you choose. However please be aware that certain types of investments can incur penalties, sometimes quite severe, if you wish to withdraw from your account before it has reached maturity. Your fund manager at Stirling Capital Services Ltd will advise you of any restrictions attached to the investment strategy you choose prior to you investing your money.
Why Should I Invest In The International Markets Instead Of The Domestic Markets That I Am Familiar With?
There are several advantages to investing in the international markets as opposed to your domestic markets such as portfolio diversification, tax benefits, asset protection, greater rate of return, different currency strengths allowing greater buying power and excellent confidentiality are just a few of the advantages. Please see our section on Offshore Services for more details.
What Factors Should I Consider Before Choosing Someone To Manage My Money Or Portfolio?
Here at Stirling Capital Services Ltd we know what a daunting task it can be to choose someone to manage your hard earned cash. Below are a few simple but important questions to consider before making a decision:
a) Transparency: Most importantly this ensures that that any investment strategies are implemented with your goals in mind, not any 3rd party commissions that the fund manager stands to earn from recommending a particular investment.
b) Fees or commissions charged: Before making any investments, be sure to find out any and all fees beforehand to avoid any last minute surprises.
c) Performance: How have they performed in the past? Have their results been comparable to benchmark indices? It’s not really realistic to expect them to materially outperform the broad markets on a long-term basis, but if they have severely underperformed, then this is a sure sign to be cautious.
d) Listening to your needs: Are they willing to listen carefully to your financial needs, goals and risk aversion then use this to tailor an investment strategy to suit you.
e) Communication: Will you be provided with regular and timely updates as to how your portfolio is performing?
f) Depth of products and services: Remember your financial goals may not be the same in 5 – 10 years as they are now, do they offer a broad range of products and services so they can adapt your portfolio to suit your changing goals and needs?
Do You Guarantee Any Sort Of Rate Of Returns On My Investments?
No. It would be illegal for us to do so.
Does Stirling Capital Services Ltd Accept Fiduciary Duty To Its Clients?
Yes, absolutely. We strive to always put the needs of our clients above all else and treat them with the utmost transparency and integrity. Recently, the Committee for the Fiduciary Standard released the following 5 point statement as a guideline as to what it means to treat a client fairly and although we are not legally obliged to do so, we treat this as our minimum guideline as to how we treat our clients. They are as follows:
- Put the client’s best interest first.
- Act with prudence – that is, with the skill, care, diligence and good judgment of a professional.
- Do not mislead clients; provide conspicuous, full and fair disclosure of all important facts.
- Avoid conflicts of interest.
- Fully disclose and fairly manage unavoidable conflicts of interest in the client’s favor.
Can I View My Account Online?
Yes. Upon opening a trading account with Stirling Capital Services Ltd you will be issued with a password that will allow you to access your online account from anywhere in the world, day or night.
How Does Stirling Capital Services Ltd Make Money?
Here at Stirling Capital Services Ltd we charge performance based commissions only. What this means is we only make money if you do! We find this is the best way to remain profitable and keep our clients best interests at heart.